Hey @Graham Huber here's a couple charts on Philadelphia compared to other nearby major cities.

That said, if I was retired, in a relatively low income tax bracket, or a real estate professional able to offset my commission income and interest income from PML with major cost-segregation, and wanted some spendable liquidity after a career in investing - PML all the way. 

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

So I’m sticking with my strategy investing in working class hoods near major freeways and downtowns.

- Could the seller be trying to hide potential major issues in the house by leaving no room for inspection results or could it be just ensuring not to disturb the tenant?

Instagram especially is becoming a major marketing tool! 

Statistically speaking, it is very unlikely that you would do this.Another MAJOR factor is that you should review your note for each loan you have closely. 

Don't worry, it's not a major issue.

I'm sure if you gave it a mild digging you will have found a lot of the major ones.

I would like at least a majority of the keynote presenters to be RE related presenters.I got more from the scheduled targeted guided networking events than I expected, but these are usually additional subject presentations.