My name is Adam King, and I am an avid real estate investor and life long San Diegan!

Do you think it would be a good idea to start performing discount surgeries for people?"

In real terms you would walk away from an investment long before a primary residence and therefore most banks will not allow it for anything less than 10%.

We live in San Diego so would be long-distance, TBD if we self-manage or enlist a PM. 

In response to your questions:Biggest q i still dont really understand is:- what happens if i refinance before 7yr term or sellAs you'll be the owner, you can refi or sell before the 7 years. 

if you buy a long term rental, you may not see true returns for 5 or 10 years (although there are other immediate potential benefits, like passive losses on your taxes). 

I'd start shopping around for terms and building relationships sooner than later. 

I have an opportunity to make a quick 30k in equity, but only cash flow around $25 — if I look at long term appreciation, that seems to make sense to me, but am I overlooking something and trying to make this work?

Long term $ can range from 6's-10% range depending on all types of factors - LTV, location, unit count, debt coverage, borrower strength, full doc or lite doc programs, etc..

There are tons of options but pick one a lot of the learning is in the doingSteer your own ship: If you have solid fundamentals in terms of deal analysis, your biz plan and what a good deal looks like you'll have less issues as it pertains to staying the course and underwriting "deals" sent to you by agents and wholesalers (most won't make sense, that's part of the game, just move onto the next one) you as the buyer are the key to the transaction get to the point that you know what works for you and walk away from what doesn't despite external pressures Learning about funding is easy, dont sweat it.