Any idea on what can be done without restarting the file?

If you do not have liquidity keeping money liquid in stocks has value, whereas if you do not need the liquidity then yes recasting the mortgage may not be a bad idea. 

Is this a decent idea?  

Writing them down turns your ideas into tangible objectives you can work toward.

I like the idea of a hold back until the punchlist is complete, but that doesn't prevent an unscrupulous contractor from stealing the initial deposit...

I’m trying to make sure my business appears legitimate and trustworthy to local sellers, but I also want to avoid violating Google’s guidelines and risk having the account suspended.Would love to hear from anyone who’s faced this issue or has creative ideas for solving it!

I haven’t taken a trip yet, but I like the idea of having it available to me.

@Derek Cavanaugh That's a fantastic idea Derek!

Plenty of people have had the idea before.   

The idea is to find a pocket or neighborhood that offers the right combination of estimated ROI and rental demand, giving a balance of cash flow and tenant demand.In my view, this approach provides a more reliable signal of demand than relying solely on pricing adjustments or short-term market trends.