The R-1 is not really an issue, a duplex may be in an R-2 designation there but the structure is there, it's grandfathered or an approved dwelling being 1-4 SFD.

Send her a letter , tell the tenant they are responsible for the damage , and since there is no heat , you cant have the pipes repaired until the heat is back on , and due to the lack of water they may not occupy the dwelling due to sanitary conditions .

Should I continue to buy duplexes/triplexes which are more lucrative, or purchase only single family dwellings which may be more desirable in the upcoming market?

Obviously if I were concerned about the safety, I wouldn't live in it, but just because the windows aren't large enough for the code doesn't mean there aren't safe exits.I don't think a building inspector would care because I'm not talking about "adding another dwelling to the building."

Justin, I assure you there is no way around it on your side as the maker of a financing obligation on your owner occupied dwelling (MH).

I've even thought about purchasing and living in a single family dwelling or condo and renting out the other rooms until it was paid off.

And this should occur instantly, such that stocks are never undervalued for more than a fraction of a second.

It is unlikely that the property is depreciated to $0 since the land under the dwelling structure can not be depreciated.

If this happens we will have instant equity.

MO Safe Act: Unless licensed, no person may act as a mortgage broker, mortgage lender, or mortgage loan originator with respect to a residential mortgage loan secured by a mortgage, deed of trust, or their equivalent consensual security interest on a dwelling or on residential real estate located in Montana, unless the person is exempted from licensing requirements by Mont.