@Tia BrownWe advertise on Craigslist and Zillow and word of mouth.

The client site became a toxic work environment where an individual was putting words into my mouth and trying to disparage me to others.

Their reasoning was that lawyers foam at the mouth if a tenant gets hurt and YOU own it.

After sharing this with the lender, they've come back with this:First 5 years fixed at 4.75% and then to be reset at a fixed rate of 265 basis points over the corresponding Federal Reserve Statistical Release H 15 five year Treasury Constant Maturity with a floor of 4.75% (that's a mouthful!) 

Direct mail, networking and good ole fashioned word of mouth

My rental was purchased for $306,000 in 2007, then fell to a low 0f $230,000 at the low point of the recession, and is now up to $410,000 today. trust me i had those thoughts too about letting it go, but i held it and couldnt be happier with that decision. keep your credit high, if you use it right it could bring you more money than your time.

I was fortunate enough to be connected with the right people through word of mouth referrals that have directly been related to a deal or indirectly allowed me to meet someone else to acquire a deal.

Go get a college degree so I can get past a corporate gate keeper and live hand to mouth?

As with any such questions that are in essence asking for legal advice, you should either consult an a lawyer or, in this case, how about simply calling the city to get it from the horse's mouth?

If you go into a property with this, you will be making a move that will be over extending yourself and I would try to stay away from that because if that is the only money you have, that move with the money will stress you out and maybe even put a bad taste in your mouth to never invest again!