Sure enough, the door was left unlocked and the house is just full of trash and abandoned junk.

I believe in putting in the work—1,000 hours of research, testing, and learning—before offering advice, and I’m excited to tap into the collective wisdom of this community to refine my approach.Here’s where my head is at: I’m considering strategies like short-term rentals (Airbnb) for higher cash flow, long-term rentals for steady income, or even creative options like house hacking or partnerships to stretch the funds further.

Cash out refi only if the rental income significantly exceeds the monthly payment and you want liquidity to invest elsewhere.2.You can maybe do a HELOC if you want a smaller loan that doesn’t involve refinancing the entire house.3.

Just buying a DG the way most people buy houses, or duplexes( typical 20% down payment and 20-30yr note)is not necessarily the best approach.

This is for a house that sits on a small hill in the city so it would need to be someone also familiar with getting the right permits to do so in San Francisco.

And you are correct it was a house hack.  

2 years to build a house is crazy.

For myself hands down the fastest way to get to Fi is via house hacking. 

If you're going to run a successful business renovating houses, ultimately you being proficient at/and or managing said proficiency in estimating will be a crucial part of your underwriting.Google "how to estimate house remodeling" your hard work will be rewarded.

You want to have your financial house in order so you know what you CAN afford and what you SHOULD spend.