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When I think coupon rate I think of bonds:Coupon Rate Definition To MeI am sure there are other parasites that extract yield spread and such for a mortgage.

I would not recommend extracting a list from the total list because you'll have issues with duplication or inconsistencies if you ever add to the list.

It's not quite as good as just looking at straight payback period due to the time value of money and discounting future cash flows (or cash savings in this case).If you're planning to hold longer than 5 years, and you don't expect to refi in that time period either (to extract cash or to get a lower rate--not likely), then paying several points is typically advantageous.

And, while builders will eventually start ramping up when they see that, I think there's going to be a sizable period of time that will drive home prices up until that ramp up occurs.And once we're back to seeing meaningful new construction prices in the comps, I think you're going to see that bring up all home prices back to where they should be....... where the cost of buying a fixer upper is no longer half the cost to build a new one just like it.

Not sure if you'd see that anywhere other than the kitchen, though - and you said that it is in more than one room ...Maybe it could be wallpaper related, if they had (or planned) wallpapering.Since it is REO, it could even be former occupants extracting some "revenge" upon the bank in the form of "abuse of house".

Oil extraction costs in different places, including new sources of oil such as tar sands, oil shale, deep sea oil drilling, etc.c.

As Charles sort of suggested, there's probably some sort of economics-based differential equations that could be used to model return vs risk vs time in various investment activities.While it probably wouldn't be useful in real life (not sure you could tune the inputs well-enough to be meaningful), you could probably play around with various inputs to get a feeling for their sensitivities to one another.If I were smarter, I'd probably be able to apply some of the utility modeling work I used to do as a poker player to real estate investing...Which actually reminds me that I've been meaning to start a really geek thread on a related subject...a bit off the topic (or maybe not), but if you've studied card counting in blackjack or were ever a geek poker player, you may be familiar with the Kelly Criterion...I've recently started thinking about whether there is a way to apply the concept to portfolio real estate investing:http://en.wikipedia.org/wiki/Kelly_criterion

Most likely, you'll get the best results with the lowest down payments you can manage.If you're going to try to extract cash out of the company each month to make your HELOC payments, you may find the company is barely better than break even.

Makes flipping more risky and seasonal.Very tough location to extract a streetwise tenant.