People push the idea that morning routines require meditation, reading, exercise, reviewing goals, staring at a vision board, etc.

If they don't, exercise your financing contingency and get your EMD back.Stephanie

Now they just did a stock option deal at4 cents a share and my wife being top agent got a bunch of those that she exercised and now owns but they have almost 700 agents now and have expanded to Vegas and parts of CA.. 

It looks like I can do this without her having to pay taxes until she exercises the option.

I'm glad to see people exercising caution and reserves/ backup plans.

Do the option to buy until you hit the year mark, then ask the buyer to exercise the option.Monthly lease payments (if rented to meet the year mark) cannot go toward the loan payments. 

A lot of people like to exercise at home either early in the morning or late at night.

As the trustee of your 401k plan you have a fiduciary responsibility to make decisions that would protect the 401k and it seems that you are not exercising this responsibility...

Banks like to see multiple “successes”. 4) Obviously you need a good team (contractors, managers etc), an LLC or multiple LLCs and exercise patience.

When the buyer exercises the purchase option do you credit them back the small down payment?