I'm researching title companies (in NY if that matters) and they all have ratings of 2 and 3 stars. I found one with a rating of 4.1 stars.Is there something going on?For example, if you check Airbnb's (the company) o...

It's a common bias to over value your own assets 

Many have a soft cutoff of $750k, or more commonly $1M.  

Now today on the 20th at 130pm with a close tike of 3 pm, the underwriter decides that they don't like that because I'm so young and so fat have only been an authorized user on a credit card (having been renting and paying for utilities for a year though) and haven't been making the payments, that now I would need to have a cosigner (which doesn't really work since everyone I know have too many write offs) so now I'm in limbo while I wait to see if there's any other solutions.

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

Too many landlords lose tens of thousands with common mistakes due to lack of education. 

I would use the standard realtor lease form in your area and then look up common extra conditions landlords are using now.

https://www.biggerpockets.com/...12 Frequently Asked Questions (And Answers) About DSCR Loanshttps://www.biggerpockets.com/...8 More Commonly Asked Questions and Answers to DSCR Loanshttps://www.biggerpockets.com/blog/eight-questions-and-answe...What Documents Do You Need for a DSCR Loan?

Any special language in the rental agreemnt that I need to include to govern use of common areas, tenant conflicts, etc?

Hey @Michael Peters, this is a common issue in the Pocono market that we face and usually we don't even know of the septic rating until we verify with the township.