Newish borrowers can well be at 2%.It will also take a couple years to get back to a profitable stance to be in better shape, next year's bounce in income probably won't be significant, depends on how long your company has been around too, they may look at the past 3 years.

The better areas of Chicago just like the better real estate markets of the nation have quickly bounced back towards peak prices, so the equity bet is risky.  

No hassle, no bounced checks and more important none of my time involved. :0) 

@Joe Villeneuve @Adam Nash Joe I would agree with you based on your geographical location.. however Adam in in CA.Were values even if they weaken will bounce right back in a few short years then reach new highs.

Mommy and Daddy's check don't bounce!

I do not know where I will be living but it will most likely only be for a year (I like to bounce around).  

It seems few people go through a divorce without having their credit ruined.Majority of bad credit for 'bad' people is bounced checks, unpaid credit cards, collections for water bills, collections from video stores etc... you get the idea.

I kind of put a loan presentation together, but I really have no one to bounce it off of.  

Originally posted by @Nicolas Beaujean:@Jay Hinrichs I'd be willing to bounce referrals back and forth- got some leads your way we could work something out :) DM meappreciate the offer but I don't do loans I have a different model.   

You should consider getting some feedback from experienced investors in that area to bounce your deal off of.