So what I always did / do is give an A  B  all cash offer lowest pricesell on terms  higher price. 

@Michael Clardy Your decision should focus on tax efficiency and long-term financial goals.

First, Texas is one of the most landlord friendly states in terms of laws.

Withoutknowing the details I can not suggest which would be right to add on.Several you should pay attention to are:- Ordinance & Law: Provides additional building coverage to deal with rebuilding costIncreases due to changes in Zoning or Building laws- Personal Injury Liability: Libel, defamation of character, wrongful imprisonment, etc.

I know of several DSCR and portfolio lenders who offer different terms based upon your situation.

@Sean Dillon figure out how to buy a 2-4 unit with FHA loan.Then rent at least one of the units long-term for stable cashflow.Try STR in another unit as well as the other bedrooms in the unit you live in.You may even consider living in the basement, attic or worse unit in the building to rent everything else out and max cashflow. 

Metro Atlanta, generally speaking, respective markets 30 to 45 minutes from the City, will be tight on cash flow unless you implement a creative investment strategy, such as short-term rentals, medium-term rentals, or rent-by-the-room properties, or allocate at least 30% to 35% towards your downpayment if you intend to hold the property as a long-term rental. 

For long-term growth, consider newer single-family homes in high-appreciation suburbs or well-located small multi-family properties.

. $51k is about 17% of the portfolio and gains on the stock holdings are already 100-200% (long-term).

You can most certainly make more money with higher occupancy in your short-term rental.2.