"If you're interested you do what's convenient, if you're committed you'll do what it takes." - John Assaraf).Take an honest inventory of how much time you spend on social media, watching TV, in transit (great time to make calls) and you'll start to see there are more hours in the day. 

If there’s anyone wanting to know further information, please message me at your earliest convenience.

For what it's worth I use Chase for business and enjoy their interface and convenience. 

Having it upstairs might be a touch more convenient, but as you mentioned, it would be difficult and expensive.

The other reason was to see if there's a convenient place we could get a number of people together at since I'm targeting a less dense part of the state.But I do plan on starting one eventually

@Michael Doherty it's a question of convenience vs cost. 

Substantial services are those that are primarily for your tenant’s convenience, such as regular cleaning, changing linen, or maid service.

It will make it more convenient for you cleaners and other vendors.

They're a convenience, and as Erik pointed out, you can wash them out in a pinch.

However you living there as your primary residence is definitely convenient but might not be accepted by a commercial lender.