@Mike Nuss  is an expert at city of Portland rental laws.I think the city is tightening up on Air bnb but don't know about arbitraging them.. but renting a room from someone might be the way to go.. rents are going to be higher here than KC on the whole.. especially if you have to be closer to downtown or OHSU..But maybe we can get Mike to help you out.. 

They are lowering the income limits and tightening the guidelines so that at best you will be able to use the loan product only for a 1st time home owner.

Because again, I don’t mind coming up with the difference in cash, if I can tighten that gap up somewhat.

Neighbors stops him, asks to tighten door handle real quick.

We'll probably expand into the greater j-tree area as well when they start enforcing and tightening up the local ordinances.

My wife and I used to do that via AirBnB until we had our first kid, but then that stopped.Lending (traditional and hardmoney) seems to have tightened up. 

New lending tightens, and the prices tumble.On the street, I see restaurants that will never re-open. 

Instead, I would eat all the losses.If you can show a friend or family member consistent prudence, a track record of success, and an incentive for lending, they will give you absurdly good deals, in my experience, and that said, I would be extremely cautious doing a buy-and-hold with a family member or friend because of the potential for strained relations.

Is anyone seeing private money tightening up on their Multifamily Financing.

Yeah, I thought I was accounting for everything in my calculations, I suppose I need to tighten up the numbers in the future.