@Miranda LeMaster If your agent can not offer you a good commercial option, then you are working with a personal lines agent and you may want to think about making a change sooner than later.Ideally you want to have 2 separate insurance programs.  1 for your personal and 1 for you business/commercial exposures.  

I also know Breezeway has a program for $49/per month per property that do 24/7 guest assist 

I've used other programs for it in the past, but I like that Baselane is both a banking and bookkeeping platform built specifically for real estate investors.

There is a huge variance in underwriting guidelines, programs, rates, etc.Send me a message if you want to dive in to the scenario any more!

His program sounds great!

Also, anytime a computer runs a program its called "AI".

I wouldn't recommend jumping into the industry and charging a fee when you don't have set systems and processes yet---could leave a bad reputation.Another option is investing in a coaching program and having people who have already succeeded in this industry guide you in the co-hosting space. 

Cajun Underwriters Reciprocal Exchange is not a government program. 

We are excited to jump into his program.

The only insurance companies in the game for the stuff we are doing in Berwyn and Cicero seems to be Distinguished programs through Zurich, a little bit of Honeycomb and Greater New York.