I've seen several places that offer something like 5% on the first 10k, but there are always additional things you must do in order to get that higher % rate, such as having a certain amount of direct deposit into the account every month, or spending a certain amount on their debit card each month.  

All notices required or permitted under this Agreement shall be in writingand shall be deemed delivered when delivered in person or deposited in the UnitedStates mail, postage prepaid, addressed as follows:IF for The Seller and/or The Buyer:______________________________________________________________________Address:_______________________________________________________________Print: _______________________________________Date:___________________________IF for The Consultant:______________________________________________________________________Address:_______________________________________________________________

Maybe Prepaid legal?

I have a DBA and a business debit card, but if I am sending out letters, buying lists, these are all tax deductions right?

They give 2% cash back on all non-debit card items.

What is the debit & credit to buyer & seller on the settlement statement?

I don’t know if this will help you but this is what I did to build funds and credit.Increase or Establish credit history.Get checking/savings account at bankApply for debit card use it all the time after a few monthsAsk bank for overdraft account on checkingGet bank credit card use for three months pay off entire balance in full each month then asks for increase in credit.Ask bank for Line of Credit (POF) you can always ask anyone here at BP questions.Hope this helps you out.

I was certainly a little surprised tonight to see that the expected closing costs for the loan (including prepaids, etc.) was $3900.

The transaction would be a debit to cash and a credit to "customer accounts."

If her lease is not valid, you can provide her with the appropriate notice required by state law to leave, and she can sue her former landlord for her prepaid rent.