I'm not a lender so make sure to double check, but I believe the DSCR loan will be the best bet.

1/3 of an acre on a corner lot isn't that big, and I bet not split able.

I'll bet these guys don't.

DSCR is going to be your best bet.

If you're starting out, an LLC is probably your best bet—it gives you flexibility and protects your personal assets, which is key for real estate.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

The standard sell it and rent it back for 4 years is probably the best bet.

If the lender contests the funds release and don't choose to release the escrow funds back to you, it can get tied up in litigation and after 3 years will be surrendered to the state by the title company.Your best bet is to go with a legitimate company that will be up front and transparent with you about the terms and costs before you are already committed.Seems like everyone is telling you the exact same thing so I really do hope you make the right decision here.

Your best bet is find a way to reject  them for someone better. 

You can bet they do quality work or these huge companies would not be hiring them.