@Steve Rozenberg multiple streams of income and the pursuit of financial freedom.

Most of the hotels they stay in don’t offer more than a continental breakfast, if anything at all.After their tour is complete, the company sends a maintainer to replace them forming a constant stream of workers out in the field.

When buying commercial property you are buying the income stream that that property is producing.

I enjoy video games (Destiny, NBA 2K19, Fortnite), Movies, TV and hanging out with friends over a drink or a cigar.

For our primary mortgage, we are 2 years into a $600K 30 year 3.75% fixed conventional loan.Here are some pros and cons I can think of for each option:Invest as CashPros:Very liquidLess riskyNo interest on cash amount for next investmentKeep higher primary home interest expenses for tax write offCons:Sits in savings account earning 1% until reinvestedPay Down Primary Mortgage and Take Out HELOCPros:Saves $275,000 interest and reduces payoff during to 15 year on primary mortgageCons:Puts primary home at risk if future rental property investment goes badHigher and variable interest rate on HELOCBanks could close HELOC at any time removing my access to the funds for investmentMiss out on tax benefits of higher primary home interestUltimately, our goal is to have no personal debt including primary mortgage, while building a steady stream of cash flow through rental properties over time. 

I have been involved in the past about sales managing and maintaining commercial properties as well as construction projects into retail, banking, movie theaters, and a hotel.For about a year I have been watching and listening to a gentleman that has about 25 years in the experiencing of successful real estate buying and selling apartment complexes and currently owns almost 5,000 apartment units. 

That said, I am looking for additional income streams.

That said, I am looking for additional income streams.

I set the goal for myself to open up a new stream of income every year for myself.

I DO like to carry a note back, which gives a stream of income and reduces capital gains taxes from the sale.