@Brock Bernall As a rookie House hacking is the best for getting started has the lowest risk and best profit for a low down payment option.

Quote from @Bonnie Low: The "best market" is less about the market per se and more about the deal you're able to find in my opinion.

AlabamaAlabama residents enjoy a low cost of living and a thriving economy.

Condos actually give you the biggest bang on deprecation because such low land value but any RE will do! 

Having trouble getting any quotes for a low value SFR (<100k), any leads appreciated

You’ll have a pre payment penalty.. likely 3/2/1 or 5/5/5Bottom line.

I have found broker who will relay me borrowers' information, so I only need to find someone to borrow for low interest rate from.Any help will be much appreciated!

However, if your current interest rate is low, be aware you will be buying into a deal with much higher interest rate with today's rate.For your new purchase, you should be able to use a DSCR loan and get financing without income as long as credit is good.

I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%. 

----------------------------------------------------------------------------------------------------If I had to start all over again, I'd look to acquire a 2-4 unit property with an FHA low-down payment mortgage.