Because per google definition, revenue (which is what landlords have) if difference from COG (which typically landlords have zero $ of).HI Andrey,I am defining COGS because it is a question on the SBA EIDL application and it is the only formal guidance I've seen for how the SBA determines loan amount per the Disaster Loan SOP.

However, with the formal "stay at home" order that was issued in Sacramento County yesterday, I could see those being postponed until the order is lifted (currently set to be in effect until April 7th unless a change is announced).  

Should I asked for formal contract?

@Mike A. every policy needs to be reviewed in its entirety for a claims adjusted to make a formal decision.That being said, of all of those claims we have filed for clients this week those claims have already been denied.Of the 40,000 clients we have, we have yet to have a Property policy respond to this.  

@Kristen Rolinski, I cannot speak for Chicago specifically, but I always send formal communications like this, security deposit returns, etc via certified mail, signature required. 

You can search online for companies that help you do this, or you can go directly to the State Corporation Commission (that's what it is in Virginia, anyway) website for instructions.I'm a big fan of formal company entities such as LLCs. 

You can report it to a collection agency but first send them a certified letter stating that this is a formal request and if they do not comply you will have a debt collection agency go after it and it will effect their credit and lending opportunities in the future - you will have to do it for all 3 because they're responsible for it collectively.

You hiring them should have been formalized and documented, including the W2s, just like you would do with an unrelated worker:https://www.nolo.com/legal-encyclopedia/why-its-tax-smart-hire-your-children.html1099s are not appropriate for your own 12 and 14-yo kids, because you exercise complete control over their work.

Murphy, 478 Mass. 664 (2018)A reverse mortgage did not contain the formal language of "statutory power of sale," but only said that the company could “invoke the power of sale and other remedies permitted by applicable law."

I'm also a formal mentor to new HomeSmart agents and I show them how to get started in real estate in exchange for a cut of their commission on the first 3 transactions.