Also, make sure you completely understand what the umbrella coverage is providing excess coverage for/over. 

Also, make sure you completely understand what the umbrella coverage is providing excess coverage for/over.

I realize now that there is excess, for me, and for those around me!

My favorite line "excessive stimulus has a way of covering up problems."

I ended up putting down 10% on a 2 bed condo in South Boston and using my excess cash to buy a cash-flowing asset outside of the city with a 25% down commercial loan.

One of my goals is to deploys excess capital and put it to work. 

This was done by any of the following; a statement showing the down payment transferred “outside of closing”, funds transferred to the title company as a down payment but actually from the seller, the seller “purchasing” another asset from the buyer for a heavily inflated price, the reported price being in excess of the “real price” with the seller taking a “silent” second, and something known as “disappearing” earnest money, “paid” directly to the buyers attorney.

I agree that it is the tenant's responsibility to get the rent to you, but given the circumstances involved and the fact that she is making a real effort to get you paid, I don't think a 25 minute drive is excessive.

I’ve started both and due to the small nature of the operation the commercial lease seems overly excessive and not fully applicable.

In other words, it includes net gain from the disposition of nonbusiness property and property held in passive business activity.High-income individuals are subject to an NII tax equal to 3.8% of the lesser of: [IRC Sec. 1411(a)]1) Net investment income (NII) or2) The excess (if any) of modified adjusted gross income (MAGI) over the threshold amount.MAGI defined.MAGI is adjusted gross income (AGI) increased by any foreign earned income exclusion, net of the deductions and exclusions disallowed with respect to the foreign earned income.