@Sebastian BennettThe roadmap is called Buy Right Manage Right Finance Right.You are correct.

There is no grace period for correcting existing contracts.

You are going to the job site and picking up the part and bringing it to return to the locker at Whole Foods or boxing up and driving it Idaho?

If you're actually correct and the village has a 59k assessement on the land but the reality is the land is worth 20k, then I'd consider getting an appraiser even. 

You are correct I am utilizing my journey as an educational tool for others.

Andrew, honestly just keep going.You'll be worth 8 figures soon.Not many people love their jobs, but it puts food on the table and you are clearly good at it if you've been doing it so long.Use some extra income to start getting into RE investing.If you get a seller to carry 15% in 2nd position, you just need a 10% down payment.Its tough to do but everything in life takes sacrifice.

Thanks James,you would know what a specific tenant voucher pays during the screening process correct?

Asking in the correct forum will get a better response.Need a spreadsheet or form?

i would assume it's extinguished as well given the junior lien it is Georgia is not a super lien state where HOA can trump a first mortgage - you are correct

Could someone please advise an actionable step or game plan I can follow to tap into my equity correctly (if that makes sense here) whether that's HELOC, Cash-Out or another strategy?