.- I will have them provide a copy of their tenants insurance for my records. - Will provide receipt for first and last months rent.- Im thinking of not charging security deposit because of all the strict MA laws and just using the last months rent as a sort of security deposit, thoughts?

Anyone can use anyone's SSN to apply for anything. 2.9 billion records, including Social Security numbers, stolen in data hack: What to knowhttps://www.usatoday.com/story/tech/2024/08/15/social-securi...A hacker known as "Fenice" leaked the most complete version of the data for free on a forum in August, Bleeping Computer reported. 

For the record, I am not the founder.

Also I have the option of recording a lien, or not recording a lien for the private lender.

Is there an inspection of some sort or do I need to ask the condo association for maintenance records?

You will want to look out for a lender that is responsive, straightforward and has a track record of reviews and closings.

I’ve combed through a year’s worth of police reports and found no phone record from the property.

@Lily Yu    I might not  have a problem with a 5 year old felony depending on what it was and if the record is clean from there. 

I’m primarily evaluating the deal I’m lending on, but I also want to see what kind of track record the borrower has in managing their financial obligations.

I do t have long term experience with them yet but They have a good track record and seem to really have it together from my experience.