If you want to stay in your house, then your only option would be to leverage equity which will probably be in the 8-10% interest rate range.Not knowing the entire situation, I think you could consider downsizing and then using the proceeds to buy a 2-4 unit property and start making $40-75K right away with still no debt. 

Hi @Jaycee Greene, I have a contractor starting now with SOW for $60K-ish.

Has anybody had experience with short term rentals here in San Diego, and how did you get started?

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

If your tenant leaves and you want to place a new operator, they have to start licensing over, the license is not transferrable. 

My recommendation would be to start finding deals and working local REI meetups to see who you can run into. 

Demo'd it and build a new 6,200 sq ft single fam. home (modular construction).

It’s a little more work to set up, but if you get a solid property manager, it’s not as scary as it sounds.If I were you, I’d keep digging into the Capitol region, NJ, and CT—compare the numbers, and maybe even start building connections with agents or wholesalers in those areas.

I am new to real estate and i want to start wholesaling so i hope to learn alot here 

I currently have a background in Semiconductor construction from starting as a detail engineering, working to be a construction manager, and now working as a Modular MEP construction consultant in the span of 5 years.