There are a handful of lenders that do not have this requirement or you can request an exception if you have compensating factors.

When the seller only has a hand written Income (rent) and Expenses, 1 page, 1 month, what is the best way to confirm all income/expenses?

Read as many RE books as you can get your hands on.

With your extra cash on hand, you can now buy another property, while having a couple being paid off in <X years.

Best regards,Luis Both tools go hand and hand with each other, they actually integrate with one another.

This is participation trophy culture and reverse trolling at its finest.I guess from now on, you can only give back pats, hold people's hands on their journey, and encourage them, and not tell them the truth about their questions, investment ideas, or future plans.

There is no better way to learn than watching real world first hand.The rich teach their children about money through first hand experience and at the dinner table.

I made and mailed all my yellow letters by hand to cut and save on costs.

But to me scale in that market is critical as well as living there and being hands on with your PM and maintenance .. trying to buy a few rentals there in mymind you need to buy highest price you can afford to make sure your in the best neighborhood and this goes for most all markets as @Nicholas L. mentioned I agree with him and have been preaching the median price points investing method since day one when I got on BP.. 

Broken appliances, missing basics like a cork screw, no artwork on the walls and cold, ratty furniture that was clearly second-hand, noisy neighbors, and more.