85% on a foreign national will be super tough and your credit won't qualify for 85% its already difficult to get 85% on a DSCR property not being a foreign national.

The expenses can offset the rent income and in some cases can offset your other income if you qualify as a Real Estate Professional or have an AGI of $150,000 or less.

Here they say you get them with 0 upfront costs and free after the special tax program and what not. but 95% of them Nobody can qualify for.

My understanding is bonus depreciation is not prorated therefore as long as we rent the home before Dec. 31 of this year it would fully qualify.

So if you bought you're own home at 5% down you might be only able to qualify for a $300k loan but if you bought a duplex and factored in the other rent, maybe it's now $400k.

Given that I now have added risk of having the tenant forever, my screening requirements got tighter (less people will qualify) and my rent at every unit goes up to compensate for the added risk.

If you go for a single family home, you are relying on debt / income solely for that new mortgage, however if you go with another multi, you can use some of that rental income to qualify for a larger mortgage, and ultimately a larger property.I'd be happy to chat, I am a local realtor in Fairfield County.

https://vzcad.org/temporary-exemption-for-qualified-property...

You can pay the loan with ANY money, but you simply use your spouses income to qualify for the loan. 

For example a DSCR (debt service coverage ratio) type loan looks at how a rental performs to determine how it qualifies for a mortgage.