I think you equally partially answered that question, telling the difficulties you are facing with STR regulations.this is my prescription and what I have decided to do .consider HELOC your current property, use the money to 1- add some value to your current home if room provide ( not to exceed X $ amount) you can then rent out the extra created meat to help pay HELOC2- Use the balance of HELOC to purchase another home in an appreciating market and if possible one that allows STR. use cash flow from new property still towards HELOC and just allow second home appreciate OR if you can fine a fixer upper to do BRRRR tat will even be better.that is what I have resolved to to. you can get back to me at 301-256-1578 so we can continue to brainstorm.little cent

The apartment owners required tenants with disabilities to have a health care provider fill out a "prescription form" suggesting that he or she might be responsible for property damage or physical injury the assistance animal might cause.

@Brian Armstrong There is no secret juice or pill you can swallow, no one can predict an outcome, you just have to keep sending mail and dont stop.

(The little pill bottle in the kitchen "before" pic really tells the story)  Congrats!

The news stories about seniors not filling a prescription or splitting a pill to make them go further hit home for me because my dad did those things without telling anyone. 

Also, each lender can make its own rules regarding HELOCs so there is not a standardized prescription as to what to expect. 

You will mentally just have to swallow the bitter pill of giving up cashflow that you worked hard to obtain.  

But I swallowed that sometimes bitter pill and used it to learn how to do better next time.

You can also ask for proof of prescription from the health provider.

Psst, take the blue pill.