And if you did it on a trial basis, it is relatively easy to switch it back using certain systems. 

It's a great way to keep up with the market on a real time basis. 

I would say sell - every day of the week from a cash-flow perspective.  

I have been doing that since September.The resort is beautiful and the proximity to Disney is great.For someone that wants to travel to the parks on a regular basis owning in Margaritaville is perfect. 

You have a risk definitely, but paying your PM on a more consistent basis may help you get a motivated professional on your team who is there to stay!

You say after your cost basis and your mortgage you’ll have a $3M gain.

In researching this, it appears that the auto-conversion may be on a bank-by-bank basis, and would depend on the HELOC product you have chosen. 

In my city there isn't a single listing for under a million and people overbid and pay in cash on a regular basis.

Our goal is now to leave to the kids at the stepped-up basis. 

I kick myself every day for all of the missed opportunities I had around 7 years ago.