I agree that there’s a fine line between aggressive but legal vs. reckless and punishable.I saw this gem from Will Rogers:  “The income tax has made more liars out of the American people than golf has.”

I'd love to buy up some land in the Christmas or Santiago Mountains, but I love hunting for and photographing rare snakes so that's sort of a niche use haha.The Chihuahuan desert and western mountains of Texas are no joke, it is some of the most remote, unpopulated, water-starved, but breathtakingly beautiful country in the entire US.Just FYI it's not that west Texans dislike solar or wind farms... we love money!

@Scott Ray - I agree with @Roy N

Agreed with above- kitchen & baths only.

Right now commercial rates are more like 6% with a point. the only loans from banks I see tied to prime are vertical construction loans or horizontal construction loans.I had the same issue with I had maxed out my rental loans with lenders like Country wide and Wells fargo that reported to fico..

@Ariela Herzog and I agree with your healthy dose of skepticism.

I generally agree that buying SFH as first investment is an easy way to test the waters; however, if you’re set on REI I suggest buying a duplex or quad.

Agree with everything above about ambiguous language and the "should-haves". 

Agreed, I think these articles are primarily made as clickbait and designed to give homebuyers false hope of an impending housing crash.

Did you use a local bank that agreed to a Seller Carry in second position?