You can hypothecate collateral from one person/entity for use by another person/entity, but you might want to borrow the money as a home equity loan (fixed payments and term...one time funding) or a home equity line of credit (HELOC).

I take a fairly personal approach and like to build a relationship with my borrowers, but the fees aren't ridiculous and the interest rates are reasonable 😊 reach out if you want to discuss. 

The borrower was overqualified, the property was cash flow positive, I approached a local lender and due to the strength of property and borrower they provided essentially conventional terms of 25% down on a 25 year amortization where as other investors could only consider the transaction as cash. 

Seasoning is the amount of time you need to wait to refinance a property if you borrow money to purchase it in the first place.

I wouldn't have to borrow the money. 

The individual investments may say it’s a 6 month term but the majority of time the borrower or builder needs to extend the term 1 or 2 months but that’s no problem I get a late fee plus more monthly interest.  

I have seen in many instances people sell properties to borrowers who would not traditionally qualify for the loan.

The borrower was operating a sizable operation, inclusive of approximately 100 multi-family units.

This had to do with lack of communication between Lender and borrower.

Our All-In-One product is a great product for the right borrower, reducing both the amortization schedule and interest paid.