So while I may enjoy knowing what investors can and can't do, I support cities telling more of my clients that they can't do STRs or at least limiting the impact of them.And you're right...for house-hackers, this opens up a lot of other properties to them.

Examples are as follows:5-4-3-2-1 (Stepdown in %)Flat 55555 (5% for all 5 years or 3 years (5-5-5)6 months of interest pmts on 80% of the loan balance (hybrid penalty)your PPP choice directly impacts your rate and DSCR so be sure to weigh out these factors altogether. 

So permits, plans, and impact fees are soft costs and those are not included. 

Here is another article that talks about how broader spending habits have impacted tourism industry - US vacationers are pulling vacationers | Fox Business

Will it have some impact - I am sure it will but it will have its ebbs and flows and settle into a spot that probably impacts homeowners more than investorsJust my 2 cents

They are frequently done right before a sale and do not impact the transaction calendar at all.

So less impact on job market if one industry goes down.

The rate is higher, but if you are only financing 50% or less of the purchase, that might be less impactful with a 0% seller rate.

I suspect it will be as impactful as SB10 which means much ado about nothing.  

If Property B fails, it can impact Property A and the whole house of cards comes tumbling down.It's also hard to make the numbers work.