Here is a link for reference: https://www.nolo.com/legal-updates/owners-of-california-properties-governed-by-hoa-may-no-longer-be-prohibited-from-building-accessory-or-junior-unit.htmlAnother thing to note, if the city/county says otherwise, these new CA state laws supersedes local regulations.

- Property Insurance Alert - Many Premiums Increasing in 2024Today’s Interest Rate: 6.80%(☝️ .03% from this time last week, 30-yr mortgage)The Weekly 3: Data and News to Keep You InformedADUs Gain Momentum Nationwide: Accessory Dwelling Units (ADUs) are growing in popularity, especially with the rise of the work-from-home trend as a way to offset mortgage costs from high interest rates (JBREC)The housing market’s ‘lock-in effect’ is very real: Most sellers are buyers, naturally they have to move once they sell their home. 3% interest rates mean they won’t sell until rates come down (Fortune).Yellen Declares US Economy Has Achieved Soft Landing: Too soon to declare mission accomplished?

Check how the accessor is taxing the property.  

All bathroom accessories were gone.

Avoid them.Finally, you actually may find several folks in your workplace have rentals (be it a vacation rental, an accessory apt or the duplex down the street) or other cool side hustles.

The laws of Sacramento county are pretty strict when it comes to STR, they state: "The short-term rental must remain an accessory use to your full-time occupancy. 

Five bills made effective on January 1, 2020 have significantly streamlined the ADU construction and approval process.Plus: The budget agreement (enacted June 27th 2023) restores $50 million for the California Housing Finance Agency’s ADU Grant Program, which provides up to $40,000 to help cover the planning and permitting costs involved in an accessory dwelling unit.- BP thread relating to your question: https://www.biggerpockets.com/...- LA County has multiple different cities with different RSOs, so this will really depend.

I'd really appreciate your insights on this.The property consists of three homes: two legally habitable, and one accessory dwelling unit (ADU) not permitted for living.

Instead, I'd plan to either invest the money and just let it grow so that when I retire, I can pay off this house or I'll use the cash to build accessory dwelling units on my four other rental properties.

No dice here though because Roseville does not allow accessory dwelling units (mother-in-law suites count for this as well as walkout basements) to be rented for anything less than 30 days.