Take horses as an example.

Now, that is with cash funded loans, since the topic is the DOS, I assumed cash loans, equity funded notes from installment sales are different as default terminates the sale agreement, that's a horse of a different color, the sale terminates and there is no equity and the property reverts back to that prior owner as you described if it's not sold at auction.This was drilled into my head in Washington at FDIC, as a national requirement, no insured lender is going to pull such dealings as it opens them to litigation that can create a loss.

Tenant has had horses there.

As @Joel Owens says, the bottom has fallen out of this market, office space is going the way of horse stables.This might be a stupid idea in your case, but have you thought of moving outside your market if nothing can be found nearby?

Your package of information to support getting a loan.I think you're getting the cart before the horse.

I put the cart before the horse.

Getting the answer straight from the horses mouth.

@Ayana Mingo, I like your creative thinking, but I think you have put the cart before the horse.  

@ BrianL I'm not asking you for your money nor do I want it. if you can get off your high horse for a second and be helpfull i'd Appreciate it.

The property is a 5 acre horse farm on a small lake in the Minneola area.