Hi Austin,Insurance business is complex, and I wouldn't rely in an agent that is asking you to leave things "as is".In my case, what worked is to build relationship with at least 3 to 4 agents, so I can easily email my portfolio and they quote me based on that.

What if you have an apartment complex with 20 units?

If any of that sounds complex or confusing feel free to reach out I can help explain. 

There is no security deposit, and now they are charging me $1400 dollars (less than a month's rent, as that seems to be material information).We moved into an apartment within the same complex on March 01, 2024. 

I've had no luck asking people I know, looking on yelp and asking on BP for recommendations.I've been asking apartment complex PMs for recommendations but have had 0 luck when I call those GCs as well.

We have an entirely too complex PMS for 5 units (Streamline - used on typically 50+ unit portfolios). 

Great insights, Mike.I just purchased a unit in the Samsura complex in Tulum with a few friends and also picked up a unit in Puerto Vallarta with my friend who bought in Akumal.We researched the builder first and then the location.

All of my rentals fall in the 1% to 1.5% rule, including a newly built 8 unit complex in Barboursville, WV.

I have an old 12 unit apartment complex that is really a series of 3 large houses. 

We had intentions to buy the neighboring properties and build an apartment complex.