It looks like what is called "Sulphur attack," and the concrete is simply crumpling away to nothing. 

Sorry if you get upset when people disagree, but if you truly believe that, you should be a heavy seller and out of the market the past 18 months.Like most people quoting articles, I think you suffer from a subjective bias, ie you quote people that agree with you and attack those that don't.  

@Marcus Johnson didn't you hear, Walz went on record a while ago saying COVID dosn't impact rioters (sorry, gathering WITHOUT permits, blocking roadways, smashing windows, burning buildings, hurling rocks and so on is NOT protests any more than chain-gangs are an "encouraged communal community improvement force" (see, I can word play too))BUT, apparently COVID hates Harleys because it "DOES" attack everyone at Sturgis......Seriously, why isn't there any news on how prejudice COVID is, it's selectively targeting people based on their political affiliations and hobbies apparently. 

It sounds like you have knowledge... what you need is a PLAN of attack. 

FYI, we all have access to Google & shortsalesuperstars.comThis barely deserves a response since the first thing you decided to do was attack me because of my profession.

I've seen several note holders make late, sometimes very late payments, the have a heart attack, or they die, or someting happens where they can't act, the borrower will suffer. :)

I wanted to be sure that Jimmy H. knew I wasn't attacking or judging him for asking about or trying this strategy.

I lived a hard life, played hard and don't want to drop dead at 60 of a heart attack like my DAD!

If property values have been hit hard by the recession, it may be in your best interest to wait for them to recover before selling and use the rental income while you wait.Before you hurry and sell a property that is so close to being paid off, take the time to count all your financial options to see what will be your most profitable plan of attack.

Once you narrow things down a bit you can focus on how to get started and formulate a plan of attack.