Call it cooperation to survive.

I also recall reading posts here on BP regarding HOA and the state of FL; see here:http://www.biggerpockets.com/forums/70/topics/49919-tax-deed-in-floridahttp://www.biggerpockets.com/forums/41/topics/57660-which-liens-survive-foreclosure-Good luck!

It is only through the performance of the Chinese economy that the Party continues to survive.

You feel lost, hopeless and have no idea how you're going to survive this let alone how to even begin breaking yourself free to engage your dream of real estate.There is a way.Even if you are a minimum wage janitor you can position yourself to be better able to save money on the side for investing and to improve your income.First things first.

The more you're willing to struggle and reduce yourself to just "surviving", the quicker you will get to you goal. think of it as a foot race, the harder you push yourself and the more you suffer, the quicker you will reach that finish line.

Also, I don't really care much about money, but I need enough to survive.

The ones who survived without filing bankruptcy are definitely antsy to generate some revenue and pay down their bridge loans.

My moms twin lived in Pasadena (the Little Old Lady From Pasadena), her brother survives and lives in Arcadia, and they have property in Laguna Beach.

concentration, mental awareness and a survival instinct are very much in order. 

Most of us try our darnedest to fulfill the commitments we make, and not look for a way out the 1st chance we get.Once the baby is born and you truly can't survive in the duplex, then I am sure many lenders will be happy to work with you and might even go to bat with FHA to get you approved for a 2nd FHA loan.Until then enjoy what you have and what you are about to have.