For me - Subto has been tremendously helpful for me.The post wasn't about BP, which I thoroughly enjoy visit regularly and use the online calc tools incredibly often.~ Randy  

Quote from @Benjamin Weinhart: Hey Ben, I reference my old boss because I have never seen this practiced myself.

Hi @Brandon HansenHere is a simple tip for youThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

It doesn't have a CO yet, so regular homeowners isn't an option.

I have just purchased a small SFH 2/1 in Miami that needs updating and I am looking for a contractor that can help with the job.Any guidance or references would be extremely appreciated!

Hi @Joseph BaenaHere is a tip for you as you get into RE investingThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

For reference we see around 1000-1200/mo/bedroom.

You are going to have to send anywhere between 3000 to 5000 mailers to start to see a better probability to get a deal.That is simply the nature of the beast.Now as a reference.

Hi @Jorge Vazquez I agree it was mainly lawsuits, scams and fraud that drove up the rates but how are regular investors and homeowners supposed to absorb these huge increases.