My girlfriend is in physical therapy school at Rutgers.

I don't wish to upset the family but I can't sacrifice my own family's financial well being for their plight.

I also had degrees in Mathematics, Computer Science and Physics (minor) and thought that if he could execute, he would own the industry. 

I keep seeing properties on MLS and similar sites in my area of Wichita KS where the asking price is 15-20% higher than what the local appraisal values the property.For instance , if the physical property has a value of 100k , but the asking price is 120k, does the the fact that there are existing leases in places warrant a 20% markup in the asking price?

Even if you can buy online, see the physical place before you do.

If they let you go on leaving your wheelie bins out for 3 days, leaving construction debris on your lot, letting your grass grow or parking unregistered cars (all violations in our HOA) and then I come along and add a garage to my property that encroaches on the property line (but still within city code-this is Colorado now) and the HOA tries to stop me they may well be SOL.

@Joe SplitrockOur bottom unit tenants were heavy drug users with a history of physical abuse. 

The term "distressed" is relevant to both the physical condition of the property, as well as the condition of the title.I do primarily REO properties, usually I am directly with the financial institution that foreclosed, but sometimes I work through a processor or another agent, depending on the deal.Offer responses will sometimes take 2-3 weeks.

I will get my physical eye on it this weekend. 

There was never a problem until now.To be really honest, after seeing her suffer and completely break down physically, it puts into perspective that money isn't everything.