If so would the optimal strategy to use personal mortgage on more expensive properties (since rate is lower and down payment could be less) and save the cheap started SFHs/THs for commercial mortgage? 

If it won't produce optimal return until sometime in the future I feel that it's still a win. 

Your CPA would be the optimal source of information.

I am open to lending a hand however I can whether that be analyzing deals, optimizing marketing campaigns, ripping out dry wall, picking up 4x4s from Home Depot…you name it!

It us very user friendly for our guests and we can lock out the menu so that no one can override our settings.

The amount of liability coverage would optimally be equal to the your assets plus 5 years of income to properly protect you financially in the event of a severe judgement against you.If you need any help or would like broker recommendations, I am happy to assist!

Optimizing at each point you can is a secret to maximize your profits. 

I am concerned about tax benefits for her and myself being optimized.2.

You've accidentally discovered what is optimal to do if you plan to scale.Most times the one of us not on the loan can't be on the deed. 

Are there any builder websites that might show a # of different property builds that might be optimized for something like owner occupied or tiny multi-family/duplex?