It may be a criminal offense for a director of the HOA to provide debt status information that’s not public record to a third party, or it may open up a civil liability issue, or it may violate terms of the HOAs errors and omissions policy.

No offense.

No offense intended, but the carpeting looked cheap, kitchen looked like it was given the bare minimum, rooms appeared small, and the staging and photographs didn’t compliment the house well.

Only an unchecked ego would take offense to sound advice.

No offense to Orlando, but financial advisors will always tell you retirement accounts are the best because they can make more money when your money is locked up for decades.I would encourage you to do more research before locking up your money until you are 59 1/2.

We also go over the Leases in person with the tenants and explain that the 2nd offense is a mandatory court appearance and a $185 fine.

No offense my friend, but your first step needs to be getting pre-approved with a lender before doing analysis paralysis. 

Adding to that is the younger generations (no offense meant) are fluid. 

I have found that when dealing with problems where a tenant is doing something offensive,  the best course of action is to be direct and matter of fact.

@Harika Thatukuru, this isn't intended to be offensive--but I realized that I just read this and decided to ignore it, but I came back to give this reply instead.