Determine Your BudgetSet a Realistic Budget: Consider the cost of tuition, living expenses, and your financial situation.Mortgage vs.

I realize people are trying to make a living, but anyone who cold calls me is the last person I'd use for any transaction (plus I have people for that!).  

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level). 

,I have sold and been managing properties that are near the MIA and haven't had any complaints from residents who are living in them.

I too live in Asheville, so Sapphire was closer than Cashiers and Highlands.

If you build a relationship with a Banker you can call and have a detailed conversation about rates.

I lived there for a couple years and I met this guy who has bought and managed a ton of property there. 

But I just want to start the conversation so we can negotiate the terms so it's beneficial for both parties.

FHA 203k wont work unless youre going to live in the property as your primary.

A lot of people go in expecting these programs to completely change their lives.