There may be deed, an affidavit if heirship, a judgement or lien where the creditor already did the legwork of locating the owner.

As a lender/seller he would have a very sensitive issue pursuing a deficit judgement given the current number of cases involving predatory lenders.

In such cases, if there is insufficient funds from the sale to pay off all lenders, whoever doesn't get paid would then try to get a judgement against the defaulter and 'hope' the defaulter had some other asset to go after.

If you get a local partner, your going to trust that persons judgement.

No judgements here.  

Hi - I am thinking about attending a foreclosure auction and the property owner has some Sheriff's judgements against them here in Massachusetts.  

I would take them to court and get a judgement for the rent owed and damages. 

Higher rates but if you find the right deals the money usually follows.With banks it's kind of funny in that they have a saying. " When it's sunny outside they have an umbrella shading you but when it starts raining and you need help they run away!

Nick, 3 hours is not enough at your age over time that is sleep deprivation, you may feel fine but your judgement won't be!

(and where do you put them prior to assembly if it rains?)