For preferred jumbo investor lending programs check in with @Joseph Chiofalo to help with baseline structuring and a Pre Approval vs PreQual which has helped several of my luxury buyers win competitive offerings.

I have found time is better spent building tools to quickly analyze & procure new deals, rather than hyper-analyzing the metrics of one deal, ultimately making initial review faster & more reliable (spend time on the things that make sense, quickly remove things that don't, even junior-level staff can identify good opportunities with the tools, etc).For example, if I'm modeling a SFR to 3-4 unit scheme, I can quickly check the $/sf/mo for each of my proposed units and get a good idea of the GOI without having to manually dig through &  find rent comps in that City/Zip:- So instantly I know in Woodland Hills that a Studio is close to $5/sf/mo on avg, 1 Bedroom closer to $4/sf/mo, with the 2 & 3 Bedrooms closer to $3/sf/mo.

Once 6-12 months have passed, depending upon the loan program, you should be able to refinance it to bleed some of the "instant equity" out.

You should be doing your most due diligence on the operator, the team, and the track record. 40 units in an opportunity zone could be a big win, but how many times have they done opportunity zone builds and have they worked with the city of Tampa before?

Lie to them and say you need this so that you know where to send them their security deposit.If you do sue and win your judgment review whether bank or wage garnishment is allowable in your state. 

Not sure what you win by telling them no they can't test except the appearance that you are hiding a meth contaminated house. 

I am d4d looking for distressed properties and would like a better understanding of many ways to structure a deal to benefit so the both of us to make a win win in the deal. 

It's the instant gratification thing.

I look at each deal for the win/win test, as I am not out to loan money for a lousy deal and put the investor under a financial burden.

I recorded a list of what most of the liens sold for and tracked the wins of the clearly professional bidders for research and learning purposes.