@Bryan Montross Thankfully, the upstairs tenant voiced her concerns directly, and things have (literally and figuratively) quieted down.

If your main concern is on the refi end the you could also move some properties into portfolios (just make sure that you truly plan to keep these as they may have partial release fees attached).

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I wouldn’t let that part concern me.

I did not find anything unusual in what they set up that would require me to change what we are doing for taxes.Can you clarify why are you concerned about coordination between your CPA and RLS?

My concern is if they have a data breach.

I also addressed their concerns about insurance options, as they expressed significant worries about that.

Whereas, if you were to default on a HELOC against your primary, you immediately go into foreclosure and have a bigger concern than getting sued?

(This is in the Southeast part of the country.)Market FundamentalsPopulation Growth: 1.8%Median Household Income: $77,573Wage/Income Growth: 7.3%Unemployment Rate: 4.2%Job Growth: 2.7% (slight decline last 2 yrs)Home Ownership Rate: 59%Median Age:  35Employers are stables between Health, Tech., National Retailers & Shipping Companies, local schools and BankingCrime is 1.06 Violent Crimes & 9.82 for Property CrimesSchools are on average 6/7 out of 10. 

There was a lot of communication on this platform concerning that company but I can not remember their name.