I hail from Detroit where I learned that projects like this can make a huge difference in a city.

You’d fight for a full roof after a major hail storm and not settle for the cost to repair damage on the S and W quadrants and full replacement on the N.

This is more of a preventative maintenance job than a "broken window" needs-fixed-right-now.Did you get any hail or high winds in the past year?

I’ve been in the insurance related restoration industry most of my life ( basically wind, hurricane, and hail claims) and I’ve noticed something that most investors haven’t.

Hail damage and sky high property taxs in that state.. 

One reason TX insurance is so high is because of wind/hail and roof replacements.

I would not do this in hurricane tornado viscious hail storm areas.but say Vegas sure..

If I were looking for a policy I would directly ask about those perils I've listed and you may come to the conclusion that a $800 policy is better than a $500 one because the $800 covers most perils while the $500 one covers maybe only fire, smoke, lightening, wind, and hail.

Coverage: Fire, Hurricane, Tornado, Wind, Earthquake, Vandalism, Vermin, Lightning, smoke, hail, building collapse, Explosion, Leaking water, burglary.3.

@Aaron Gorum I don’t have anyone really on that side of the state, but if you used a RI agent to buy the house you might try asking her/him for recommendations and then talking to previous clients, BBB, the RI contractor registration board, etc. to check them out.There are a few members of RIREIG who hail from Newport/Portsmouth so if you don’t come up with anyone from here or your agent let me know (or maybe attend a meeting) and we can make some inquiries.Lastly, the Fall River / New Bedford area is actually pretty close, arguably closer than Providence for some contractors, so if you have to look around yourself you should consider potential contractors from the Fall River area too IMO.Just make sure anyone you hire is licensed and insured to do work in RI.