I'm on a 3 week streak of getting up around 5, and then:- headspace app (10 mins of meditation)- Physical therapy exercises for my bum shoulder while I make coffee- Goal of making at least 1 post on BP every morning (32 day streak as of today!)

You said they want to put it on the MLS so isn't this an exercise in futility? 

Lloyd,You might run into some issues with using multiple heloc's due to either the DTI issues, or the underwriter exercising the right to deny based on overall risks associated with no liquid reserves being used. 

Even thgh apartment is the first floor apartment when they use treadmill and other exercise equipments it does shake the house little bit and produces heavy stomping sound as this old 1880s house.

Let him exercise the "happy clause" of the Lease.

At this point, I think analyzing this property is more an exercise in education than anything else.  

My ideal day would involve some sort of time outside, exercise, a good cup of coffee, involvement with friends and community, self-development like reading books, and plenty of time with my husband and son.

Through this exercise you will see what areas match your criteria of property and then compare that to your criteria of where you'd like to live.

It is simple, but not always easy.Losing 50 pounds is simple, just exercise more than you eat.

Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth.