This is a large established corporation so I'm not concerned, and most of my application questions wouldn't make sense.

When would you suggest to establish an LLC for your portfolio?

But you can get in the game for sure at 75%/80% LTV. 

Could someone please advise an actionable step or game plan I can follow to tap into my equity correctly (if that makes sense here) whether that's HELOC, Cash-Out or another strategy?

It’s a new game now.  

Eliminate debt, establish a budget, and save.

Again, other might feel differently here.b) Skin in the game: as a conservative investor, I understand that the dirty secret of industries that the waterfall compensation is in the line with me and incentivizes sponsors to take more risk.

It will definitely be helpful.There are plenty of stuff that other major platform needs improvement on so if you can tackle those, it would be a game changer.

I would never have filed complaints against him if he had responded to my e-mails.I knew this whole time that Justin and his customer service were on purposely playing games with me since they started answering my e-mails right after I filed my complaints.

Are others playing the long game and hoping for appreciation or is there something I’m missing with the economics of North Jersey?