This app really helped me due to the fact that i always carry my cell phone with me; so, when im bored I just pulled out my phone and began studying while im at work, or listen to the audio while im driving.

(Mention function is not working on my cell?!)

Rehabbing windows and starting interior millwork.Closed Cell spray foam under roof for air tightness and max R-value in shallow rafters:Basement walls lines with 1.5" EPS foam board before framingSuper expensive historic reproduction windows that meet egress

Car payment, cell phone, cable TV or eating out?

Don't have all our eggs in one basket.

I love my job and what I do, this is more of a retirement nest egg plus hobby plus adrenaline rush. 

The reason I'm unwilling to deal with repairs is that I also have a job that sometimes sends me to locations where I don't get cell and internet services.

Jason,The first rule of thumb is never put all of your eggs in the same basket. 

But I have a small nest egg that I'm ready to use now to invest in *preferably* a quadruplex that I can be an owner occupant at least for a year or two.But I'm here in Atlanta and I can forget about investing my less than $100k in a quad only because there doesn't seem to be any for sale that cheap.

And much of the region has no cell signal or internet.