My understanding is that they're just applying for business credit cards for you, and charging you $3500 to do so. 

Whether it’s TV’s a whole bunch of magazines, board games, decks of cards, Frommer's books about the area, whatever, have something for your guests to do while they’re stuck indoors on a rainy day. 6 - Rules about NOISE.

You may have to go FHA or put 20% down though.Obviously, get 2-4 USA credit cards and use them at least once every 3 months to start building credit here.You can also try to piggyback on someone else's credit history, by having them add you to their credit account.

It’s like the automatic debit method that some bill companies do.

When other banks make is easy/seamless to open virtual accounts, create virtual debit cards, and pay a reasonable interest rate on deposits, I will consider them.

I have a direct mailer company who can help you design and mail post cards for $0.51 a card.

A few questions that may help everyone in the forum offer more targeted advice:What is the 67k "non-mortgage debt" is it from a credit card or student loans, what is the interest?

Heck, I still don’t have business cards and now I do MTNL strips with major chains.

I know this isnt what your looking for, but I had a property go vacant while i was rehabbing it(I didnt check the mail ever) and have gotten an insane amount of cards from wholesalers/investors. 

That is cheap enough you can buy them with a credit card cash advance.