"Dirt-rich, cash-poor"This refers to the situation of having more land than cash to cover it and is a common outcome for an investor who accumulates a bunch of properties that have nothing in common but their owner.If you have multiple properties and are using the gains from some to cover losses in others and losing the battle, it's time to get off the treadmill, despite the temptation to hang on.Go through your portfolio in detail.

In other words, if, for some reason I put down 19%, would one need to only accumulate 1% more, or 20% of the remaining loan balance?

Mike is accumulating rentals and rental income, which will be paid off in time.

:D However, in the future I hope to accumulate a vast knowledge and spread it to newcomers like myself.

Even though it may take me a while to accumulate that down payment on my own, I can get started in investing right now with borrowed money.

That way if everything goes to hell, I know I won't be moving back in with the parents.Maybe it's just my area (Midwest) but I find it hilarious that the prospect of accumulating half a million dollars of real estate in cash is actually easier than going through the ridiculous process of crafting resumes and cover letters, submitting applications online which aren't even read by humans and are usually immediately denied, going through weeks of interviews, and maybe getting another miserable job.

I do hold the 1st Mortgage notes for two ladies who accumulate their respective wealth $1 at a time & of their own admission they are ‘HOT'.

I don't want to accumulate just because I can, but to figure out what I really want and what's most important to me, and then build my goals around that.

Therefore they accumulate a property at each station, Conus.

I find it interesting listening to the podcasts to find out that there are many people working a full-time job and also accumulating rental properties.