any product at HD in this weather?

That will also help you weather any decline in values and not lose your property to foreclosure.

With a real puddle, when it is gone, the weather is nice and there are rainbows.

Here in CA, people like the weather and the income but not the crowds and want to move to smaller towns.

Then I spent about 2 hours on BP researching Notes since I know next to nothing when it comes to knowing a deal or not.I took my boys to a church carnival and played outside in the beautiful Wisconsin winter weather, sunny and 37° was nice!

Finding an overbuilt area with strong job growth in the forecast gets me all worked up.

The weather has been fantastic.

Hope the weather up there gets better soon!

Commercial lenders are not going to be swayed by forecasts of 5% year-over-year inflation, they will want to know the property still holds its head above water if there is a 20% correction in property values or a 5-10% increase in vacancy.

If you paid 100K for the property and expended 25K in initial capital improvements, then use 125K as your cost.Going forward, you would put together your operating forecast/budget to include all the typical expenses: utilities, property tax, groundskeeping, admin, marketing, etc along with your allowances for vacancy (8-10%), maintenance (10%), and property management (7-10%).